Pngme is the developer of a financial data infrastructure as well as a machine learning platform that collects and aggregates user-permissioned financial data using SDK, customer management platform, and APIs. The Africa-focused, U.S.-based firm's credit and lending API caters to the sub-Saharan market, enabling digital banks and fintechs to collect and aggregate financial data on credit-invisible and thin-file users. Its mobile SDK, Credit Bureau API, and data processing pipelines enable the collecting of alternative financial data and unifying it off-chain to create a holistic picture of an individual's finances. In doing so, Pngme powers new insights on credit-invisible and underserved customers previously inaccessible through traditional credit products.
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